Who can be a member?

Any individual of legal age, with capacity to contract, residing and/or working in the provinces and cities in Luzon




A regular member is one who has complied with the membership requirement and is entitled to all the rights and privileges of membership


An associate members is one who has no right to vote nor be voted upon, and may be entitled to such rights and privileges as the by-laws may provide.

Membership Requirements

  • Attend Pre-Membership Education Seminar (PMES)
  • Fill up Membership Application Form
  • Provide copies of 2 Valid ID
  • 1 Photo (2 x 2 size)
  • Fill up Mortuary Aid Form
  • Subscribe and pay the required minimum share capital, savings, membership fee and ID fee
Monetary Requirements

Benefits and Privileges

  • Access to products and services
  • Dividends
  • Patronage refund and incentive points (Coopmart)
  • Patronage refund on loans
  • Mortuary benefit
  • Trainings and Seminars
  • Tax free investments and deposits
  • Business and livelihood opportunities
  • Other privileges and MIGS (Member-In-Good-Standing) Incentives