Who can be a member?

Any individual of legal age, with capacity to contract, residing and/or working in the provinces and cities in Luzon



  • Regular Member A regular member is one who has complied with the membership requirement and is entitled to all the rights and privileges of membership
  • Associate Member
    An associate members is one who has no right to vote nor be voted upon, and may be entitled to such rights and privileges as the by-laws may provide.

Membership Requirements

  • Attend Pre-Membership Education Seminar (PMES)
  • Fill up Membership Application Form
  • Provide copies of 2 Valid ID
  • 1 Photo (2 x 2 size)
  • Fill up Mortuary Aid Form
  • Subscribe and pay the required minimum share capital, savings, membership fee and ID fee
Monetary Requirements

Benefits and Privileges

  • Access to products and services
  • Dividends
  • Patronage refund and incentive points (Coopmart)
  • Patronage refund on loans
  • Mortuary benefit
  • Trainings and Seminars
  • Tax free investments and deposits
  • Business and livelihood opportunities
  • Other privileges and MIGS (Member-In-Good-Standing) Incentives